CardPesa

Apply for CardPesa

It takes about 10 minutes. Have your National ID, UEDCL (Umeme) account number and your references' contact details ready.

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Let's start with your identity

We check that no account is already registered with these details.

As printed on your National ID.

About CardPesa

Please read this before you continue.

Card Pesa is a trading name for Card Pesa Limited, a registered Non Deposit Taking Micro Finance Institution regulated by the Uganda Micro Finance Regulatory Authority (UMRA), License Number MF00400.

Our vision is to provide digital financial credit solutions to the ordinary Ugandan without insisting on collateral.

To do this efficiently and effectively we are an annual subscription based platform which provides only subscribed members with micro loans for emergencies and short term working capital needs over the year they are subscribed.

The credit therefore provided on this platform is given solely at the discretion of the company and is not predetermined prior to signing on.

Please fill this form only if you understand and agree with the information provided above and accept that in so doing you provide the information requested for voluntarily for the purpose of lawful assessment of credibility by our organisation.

Our aim is to provide credit to members who can demonstrate that they are participating in economic activity and have verifiable economic and social links in Uganda and can therefore afford to take credit and meet their obligations once it is advanced.

We therefore are not obliged to provide credit to everyone who fills this form if they do not meet our minimum thresholds of proof of livelihood as well as show economic and social links who can vouch for their credibility.

Your details

Fields marked * are required.

About you

Gender *
Marital status *

Where you live

Contact and sign-in

We send your loans and messages here.

You will use it to sign in and to confirm loans.

Photos

A clear photo taken with your phone is fine. JPG, PNG or WEBP, up to 8 MB each.

The front of the ID, with your photo and NIN readable.

Your face clearly visible, like a passport photo.

Education and work

Education level *

Money matters

UGX
UGX
UGX

How much you expect to borrow each month.

Your residential light / post-paid account.

Your references

People who know you and can vouch for you.

  • All three references must be different people. A form with the same person in two roles is invalid.
  • Before any credit is given we will contact any 2 of them at our discretion. They will get an SMS when you apply.
  • We may ask for a copy of their National IDs to confirm who they are, and may ask you for further financial details to set your credit limit.

Guarantor

Relation to you *

Next of kin

Relation to you *

Workmate or colleague

Relation to you *

Authorisation for release of information

Last step. Please confirm and submit your application.

I hereby warrant that the above information is true and correct, and is furnished for the purpose of establishing a credit relationship with Card Pesa Limited under the trade name Card Pesa. I hereby agree that Card Pesa Limited may investigate my record and that, if approved, Card Pesa Limited may furnish this authorization to secure the information they need to establish a financial relationship.
Do you accept the terms? *
How did you learn about CardPesa? *

Only if you heard about us from a salesperson, an agency or a current cardholder.

Already a member? Sign in